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    We love to make dreams come true! Both of our home equity products—loans and lines of credit—are tailored to meet everyday borrowing needs. Learn about your choices, let us design a loan using our calculators.

     

     Home Equity Loan

    On The House™ Platinum Visa® Home Equity Line of Credit

    On The House™ Advantage 1st Home Equity Line of Credit

    What is the loan amount you may be able to apply for?

    $10,000-$500,000

    $10,000-$500,000 ($10,001-$500,000 in IL)

    $10,000-$1,000,000 ($10,001 minimum in IL)

    Does this loan have a fixed rate and a fixed monthly payment?

    yes

    no

    no

    Does this loan work like a credit card (access available credit at any time)?

    no

    yes

    yes

    Will the interest be tax deductible on this loan?

    yes, it may be (please consult your tax advisor)

    yes, it may be (please consult your tax advisor)

    yes, it may be (please consult your tax advisor)

    Does this loan provide a reserve in case of emergency?

    no

    yes

    yes

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